1. In a skillet over medium heat, cook the ground beef until fully browned. Use a spatula to break it apart as it cooks. Once it’s no longer pink, drain off any excess fat.

2. Sprinkle in the taco seasoning, garlic powder, and onion powder. Stir well so the beef is evenly coated in flavor. Let it cook for another 1–2 minutes, then remove from heat.

3. In a separate saucepan over low heat, melt the cream cheese gently. Once softened, add the sour cream and milk, stirring constantly until smooth.

4. Slowly add in the shredded cheddar and mozzarella cheeses, stirring until completely melted and creamy. Don’t rush this step—let the cheeses blend into that rich base.

5. Fold in the seasoned beef and crumbled bacon. Stir to combine. Taste and adjust with salt and pepper if needed.

6. Spoon into a bowl, garnish with fresh parsley and extra bacon, and serve hot with tortilla chips.